Insurance penetration is 2.25% in Kenya, under 1% across the rest of East Africa. Why low penetration is a distribution problem, not a demand problem, and how to formalize trust people already use.
The Emptiest Market in Finance: East Africa’s Insurance Greenfield Read More »
Funeral costs push 63% of newly poor Kenyan families into poverty. A pastoral guide to honoring the dead without bankrupting the living, with a plan.
One Funeral From Poverty: Funeral Costs in East Africa Read More »
Is insurance a lack of faith? East Africans already practice covenant risk-sharing in burial societies. Why life, health, and asset cover extend that covenant, with a family protection stack.
Insurance as Covenant Care: Why Cover Is Not Lack of Faith Read More »